About FastMoney App
The FastMoney app is a one-stop shop to quickly apply for and manage loans with award-winning lender Jacaranda Finance. With thousands of loan applications each month, Australians know who to trust when they need money fast.
If you are new to Jacaranda Finance and need a same-day loan (2), the FastMoney app allows you to complete an application in just 5 to 12 minutes (1). With loans from $2,100 to $15,000, we can help you when those larger-than-expected expenses arrive. Even better, you can check to see if you qualify for a loan without affecting your credit score!
If you are already a Jacaranda Finance customer, download the FastMoney app on your smartphone and log in to easily manage your loan. The FastMoney app allows you to check your balance, request additional payments, change the date of your direct debits, and more.
Key Features
- Check your loan eligibility in minutes without affecting your credit score
- Apply for a loan in just 5-12 minutes (1)
- Receive a same-day result (2) on your application and 60-second transfers to your bank account if approved (3)
- 48-hour reflection period for all loans(4)
- Check your loan balance and request copies of your contract and statements
- Request to make additional refunds
- Request to change payment date and frequency (weekly, biweekly, monthly)
- Quickly contact our customer support team for anything you need
- Safe and secure data protection and encryption with biometric logins available
If you have any questions about our app, please contact us at [email protected]
Our loan products
At Jacaranda, we offer the following loans:
- Express Personal Loan: $5,000 - $15,000 ($10,000 unsecured)
- Cash Increase Loan: $2,100 - $4,600
Depending on your circumstances, the final amount we approve you may not be the maximum loan limit. To provide you with the correct offer, we must understand your financial situation before providing you with a rate offer.
About Jacaranda Finance
Jacaranda Finance is an award-winning lender, having won such awards in the AFR Fast 100 in 2021 and the 2020 ProductReview.com.au Award for Personal Loans.
At Jacaranda, we've been helping Australians every day access fast, simple and reliable financing when they need it. Our only core value is to make it easy for our clients to get the money they need for life's key expected and unexpected expenses.
(1)(2)(3)(4) Advertising disclaimers may be relevant to the following considerations and warnings: Please see website for further details www.jacarandafinance.com.au
Refund period
The minimum repayment period for our Express Personal Loan product is 12 months and the maximum is 24 months.
The minimum repayment period for our Cash Boost product is 9 months and the maximum is 18 months.
Maximum Annual Percentage Rate (APR)
Our Express Personal Loan product has a maximum Interest rate of 27.00%, with a maximum APR/comparison rate of 45.70% (For loans between $5,000 to $15,000).
Our Cash Boost product has a maximum interest rate of 47.80%, with a maximum APR/comparison rate of 95.84% (for loans between $2,100 to $4,600).
Representative examples
Express Personal Loan: $10,000 equity loan borrowed over 24 months with an interest rate of 27.00% (45.02% APR/Comparison Rate). The borrower would pay a total of $15,459.12 including all fees and charges. This is made up of the principal amount of $10,000, the establishment fee of $995.00, the risk fee of $850.00, and the interest of $3,614.12.
Cash Boost: $2,500 equity loan borrowed over 18 months at an interest rate of 47.80% (68.47% APR/Comparison Rate). The borrower would pay a total of $4,115.85 including all fees and charges. This is made up of the principal amount of $2,500, the setup fee of $400.00, and interest of $1,215.85.
WARNING: Comparison rates are true only for the examples given.
